Pumpkin Cream Cheese Swirl Bread Recipe

Pumpkin Cream Cheese Bread is tender and moist with a warm blend of pumpkin spice and a creamy cheesecake ribbon running through the center. The contrast of orange pumpkin and white cream cheese creates a beautiful marbled loaf that’s as delicious as it is pretty.

A loaf of pumpkin cream cheese bread with a few slices cut, showing a swirl of cream cheese in the center.

Why You Should Make This Recipe

Pumpkin and cream cheese are a classic pairing—comforting, richly spiced pumpkin paired with a tangy, silky cream cheese filling. This loaf delivers both an easy prep and a show-stopping result, perfect for breakfast, brunch, or dessert.

A loaf of pumpkin bread with a few slices cut, showing a ribbon of cream cheese in the center.

Pumpkin Cream Cheese Bread

This Pumpkin Cream Cheese Bread is a quick bread that comes together fast. There are two simple batters—one pumpkin, one cheesecake—that are layered in the pan and bake into a gorgeous swirl. The technique is straightforward and the result feels special.

Slices of pumpkin cream cheese bread on a plate showing the marbled layers.

Ingredients You’ll Need

*Full ingredient amounts and the printable recipe card are at the end of this post.

Labeled ingredients to make Pumpkin Cream Cheese Bread.
  • All-purpose flour – measure properly by spooning and leveling or use a scale for accuracy.
  • Baking soda – leavening that helps the bread rise.
  • Baking powder – lightens the crumb.
  • Salt – balances and enhances flavors.
  • Pumpkin pie spice – warm spices that define the pumpkin flavor.
  • Canned pumpkin – use 100% pure pumpkin (not pie filling).
  • Light brown sugar – adds moisture and caramel notes.
  • Granulated sugar – for sweetness.
  • Neutral oil – canola, vegetable, or light avocado oil keeps the crumb tender.
  • Sour cream – adds moisture and tenderness.
  • Egg – binds the batter and adds structure.
  • Vanilla extract – enhances overall flavor.
  • Cream cheese – use block-style cream cheese for the filling.

Make the Pumpkin Bread Batter

A one pound bread pan sprayed with Baker's Joy baking spray with flour.
  • Preheat the oven to 350°F (175°C).
  • Lightly grease and flour a 1-pound (8.5 x 4.5-inch) loaf pan and set aside.
Steps to make pumpkin bread batter.
  1. Whisk together flour, baking soda, baking powder, salt, and pumpkin pie spice in a bowl; set aside.
  2. In a separate large bowl, combine pumpkin, light brown sugar, granulated sugar, oil, sour cream, egg, and vanilla. Whisk until smooth.
  3. Add the dry ingredients to the wet and stir until just combined—do not overmix. Set the pumpkin batter aside.

Make the Cream Cheese Filling

Steps to make cream cheese filling.
  1. Beat room-temperature cream cheese with granulated sugar, a bit of flour, and vanilla until smooth.
  2. Add the egg and mix until fully incorporated, scraping the bowl as needed.

Note: A small amount of flour in the cream cheese filling helps it set with a texture similar to the pumpkin bread.

Assemble and Bake the Pumpkin Cream Cheese Bread

Steps to layer pumpkin cream cheese bread and the final baked loaf.
  1. Pour about two-thirds of the pumpkin batter into the prepared pan and spread to the corners.
  2. Drizzle or spread the cream cheese mixture over the pumpkin layer so it’s evenly covered.
  3. Drop spoonfuls of the remaining pumpkin batter over the cream cheese and gently smooth so it blends into a marbled top.
  4. Bake at 350°F for 45–55 minutes, until golden and the center is set. A toothpick inserted into the center should come out clean or with a few moist crumbs, but not wet batter. If the top browns too quickly, tent with foil for the last 15 minutes.

Serving and Storing

A loaf of pumpkin cream cheese bread with a few slices cut, showing a swirl of cream cheese in the center.
  • Cool the bread in the pan for about 15 minutes, then turn it out onto a wire rack to cool completely before slicing.
  • To store: Keep wrapped in an airtight container in the refrigerator for 4–5 days.
  • To freeze: Wrap the whole loaf or individual slices tightly in plastic wrap, place in a zip-top freezer bag, and freeze for up to 2 months. Thaw overnight in the refrigerator or bring to room temperature before serving.
A loaf of pumpkin bread with a few slices cut, showing a ribbon of cream cheese in the center.

More Pumpkin Desserts

  • Pumpkin Crinkle Cookies
  • Pumpkin Streusel Muffins
  • Pumpkin Chocolate Chunk Cookies
  • Pumpkin Spice Coffee Cake
  • Pumpkin Gingersnap Cookies

If you try this recipe, please leave a rating and review—thank you!

Pumpkin Cream Cheese Bread on a wire rack with a couple of slices cut off the end.

*Originally published as Cream Cheese Filled Pumpkin Bread on 9/28/2014. Post updated September 2024.